🔁 How to Transfer USDT from Binance to MetaMask (2025 Step-by-Step Guide)

By Jason Miller – Crypto Writer 10.expert 🧠 Covering Bitcoin, altcoins, blockchain & Web3.

Need to move your USDT from Binance to MetaMask? Whether you’re investing, trading on DeFi, or securing your stablecoins, transferring USDT is fast and easy — as long as you use the right network.

Let’s break it down. 👇

🧠 1. What Is USDT?

USDT (Tether) is a stablecoin pegged to the US dollar. It exists on multiple blockchains, like:

• Ethereum (ERC20)
• BNB Smart Chain (BEP20)
• Tron (TRC20)
• Arbitrum, Polygon, and others

📌 The network you choose must match MetaMask’s support.

🦊 2. Can MetaMask Hold USDT?

Yes — MetaMask can hold USDT on Ethereum (ERC20), BNB Smart Chain (BEP20), Polygon, and others.

But MetaMask can’t receive TRC20 (from Tron), so don’t use that!

⚠️ 3. Choose the Right Network

When withdrawing from Binance to MetaMask, always choose:

• ERC20 for Ethereum
• BEP20 for BNB Smart Chain
• Polygon (if your MetaMask is set up for it)

❌ Don’t use TRC20 or Solana — MetaMask won’t recognize it.

🛠 4. Add the Network to MetaMask (If Needed)

To add BEP20 or Polygon:

1. Open MetaMask → Settings → Networks → Add Network
2. Enter chain info (from official docs)
3. Save → Network is now enabled

🧾 5. Add USDT Token to MetaMask

If you don’t see USDT in your wallet:

1. Click “Import Tokens”
2. Paste the correct USDT contract address for that network
3. Confirm → USDT is now visible

💼 6. Copy Your MetaMask Address

From MetaMask:

1. Select the correct network (e.g., BNB Chain)
2. Tap your wallet address to copy it

It usually starts with 0x...

📲 7. Open Binance App or Website

Log in to your Binance account.

• Go to Wallet → Spot
• Find USDT
• Tap Withdraw

🔗 8. Paste the MetaMask Address

In the “Recipient Address” field, paste your MetaMask address from step 6.

Double-check for accuracy.

🌐 9. Choose the Network

Very important:

• For MetaMask on Ethereum → Choose ERC20
• For MetaMask on BNB Chain → Choose BEP20
• For MetaMask on Polygon → Choose Polygon

⚠️ Wrong network = funds lost!

💰 10. Enter the Amount of USDT

Input how much USDT you want to transfer. Binance will show:

• Network fee
• Total amount to be received

🧠 11. Confirm and Verify

Click Withdraw, then:

• Complete 2FA (SMS/email)
• Approve via email or Authenticator app

⏱ 12. Wait for Blockchain Confirmations

USDT transfers usually take:

• ERC20: ~5–10 mins
• BEP20 / Polygon: ~1–3 mins

📥 13. Check Your MetaMask

Within minutes, USDT will appear in your wallet (if token is imported). You can track it using Etherscan, BscScan, or Polygonscan.

📦 14. What to Do If It Doesn’t Arrive

If the transaction is confirmed on blockchain but not showing:

• Make sure token is added
• Refresh MetaMask
• Re-import the token
• Check you used the correct network

🔒 15. Tips for Safe Transfers

• Always start with a small test amount
• Never copy wallet addresses from untrusted sources
• Bookmark MetaMask to avoid phishing
• Store seed phrase offline

✅ Final Thoughts

Transferring USDT from Binance to MetaMask is straightforward — just double-check the network. Once in MetaMask, you’re free to explore DeFi, staking, or simply hold securely.